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Accountants provide a vital service to both businesses and individuals in relation to financial planning and tax efficiency.  Working in-house or remotely with a business or individual, accountants can prepare management accounts for year-by-year comparison, determine the tax consequences of a particular business decision and plan financial strategy with a view to maximising revenue and minimising expenditure.   
For an individual, the services of an accountant can be particularly useful for help in completing self-assessment tax returns and in determining deductible expenditure for that purpose.  Likewise, accountants can provide advice for estate and personal tax planning to minimise overall exposure and improve efficiency. 
As opposed to employing the services of an accountant on a full-time basis, outsourcing your accounting function for particular purposes can prove a more cost-effective way to benefit from more experience personnel.  Likewise as an individual, the advice and assistance of an appropriately qualified accountant can be valuable in enabling more cost-effective transactions and in correctly calculating tax liability.